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Get the Best AAMI Car Insurance for Your Vehicle

By XD
AAMI Car Insurance

AAMI is an Australian car insurance company. It offers a range of insurance policies for cars, including comprehensive and third party insurance. 

Comprehensive insurance covers damage to your own car as well as damage to other cars and property, while third party insurance only covers damage to other cars and property. 

It provides various features and benefits, such as a lifetime repair guarantee, 24/7 roadside assistance, and flexible payment options. You can visit the AAMI website to learn more about their car insurance policies and to get a quote.

Benefits of Choosing AAMI Car Insurance

AAMI offers a range of benefits for its car insurance policyholders, including the following:

  • Lifetime repair guarantee: AAMI offers a lifetime repair guarantee on all work carried out at AAMI approved repairers. This means that if you ever need to claim for the same type of damage, you won't have to pay for the repairs again.
  • 24/7 roadside assistance: AAMI provides 24/7 roadside assistance for policyholders, so you can get help if you ever need it. This includes towing, battery jump starts, flat tire changes, and more.
  • Flexible payment options: AAMI offers flexible payment options, so you can choose the option that best suits your needs. This includes monthly, fortnightly, or weekly payments.
  • Discounts: AAMI offers discounts for a range of things, including if you have multiple policies with them, if you're a member of certain organizations, and if you pay your premiums in full up front.
  • Personal belongings cover: AAMI's comprehensive car insurance policy includes cover for personal belongings that are stolen or damaged in your car. This includes things like laptops, smartphones, and cameras.
  • Emergency transport and accommodation: If your car is stolen or damaged in an accident, AAMI will provide emergency transport and accommodation to help you get home or to your destination.
  • New car replacement: If your car is written off within 12 months of being purchased, AAMI will replace it with a brand new one.
  • Choice of repairer: If you need to make a claim, you can choose to have your car repaired at any licensed repairer in Australia.
  • Emergency repairs: If your car is damaged in an accident and needs immediate repairs to make it safe to drive, AAMI will cover the cost of those repairs.
  • No claims bonus: AAMI offers a no claims bonus, so the more years you go without making a claim, the more you can save on your premiums.
  • Easy online claims process: AAMI has an easy online claims process, so you can make a claim quickly and easily.
  • Personalized service: AAMI has a team of dedicated claims consultants who will help you through the claims process, providing personalized service and support.
  • Multi-policy discounts: If you have multiple policies with AAMI, you may be eligible for a discount on your premiums.

Overall, AAMI offers a range of benefits for its car insurance policyholders, including a lifetime repair guarantee, 24/7 roadside assistance, flexible payment options, and more.

Types of AAMI Car Insurance

AAMI offers a range of car insurance policies to suit different needs and budgets. These include:

  • Comprehensive car insurance: AAMI's comprehensive car insurance policy provides the highest level of cover, including for damage to your own vehicle, as well as damage to other people's property and injuries to other people. It also includes additional benefits such as a lifetime repair guarantee, 24/7 roadside assistance, and personal belongings cover.
  • Third party property damage insurance: AAMI's third party property damage insurance covers damage to other people's property, as well as injuries to other people, but does not cover damage to your own vehicle. It's a more affordable option than comprehensive insurance.
  • Third party fire and theft insurance: AAMI's third party fire and theft insurance covers damage to other people's property, as well as injuries to other people, and also provides cover if your car is stolen or damaged by fire. It's a more affordable option than comprehensive insurance, but provides more cover than third party property damage insurance.
  • CTP (Green Slip) insurance: CTP (or Green Slip) insurance is a mandatory type of car insurance in New South Wales. It covers injuries to other people (but not damage to their property or to your own vehicle) if you're at fault in an accident. AAMI offers CTP insurance in New South Wales.
  • Caravan insurance: AAMI offers caravan insurance to provide cover for your caravan, including for damage, theft, and accidental damage.

You can visit the AAMI website to learn more about the different types of car insurance they offer and to find the right policy for your needs.

How to Apply for AAMI Car Insurance in Australia

To apply for AAMI car insurance in Australia, you can follow these steps:

  1. Visit the AAMI website and select the type of car insurance policy you want to apply for (e.g. comprehensive, third party, CTP, etc.).
  2. Enter your personal details, including your name, address, date of birth, and contact information.
  3. Provide details about your car, including the make, model, and year of manufacture.
  4. Choose any additional covers or options you want to include in your policy, such as a rental car or emergency transport and accommodation.
  5. Enter your payment details to pay for your policy.
  6. Review and confirm your policy details and the total cost of your policy.
  7. Submit your application and wait for AAMI to review and approve it.
  8. Once your application has been approved, AAMI will send you a confirmation email and your policy documents will be available to view and download online.

If you have any questions or need help with your application, you can contact AAMI's customer service team for assistance.

Conclusion

AAMI is an Australian car insurance company that offers a range of car insurance policies, including comprehensive and third party cover. It provides various features and benefits, such as a lifetime repair guarantee, 24/7 roadside assistance, and flexible payment options. 

You can visit the AAMI website to learn more about their car insurance policies and to get a quote. To apply for AAMI car insurance, you can follow the steps outlined above. If you have any questions or need help with your application, you can contact AAMI's customer service team for assistance.